Always-On Corporate Treasury
AI decides in seconds. Money settles in minutes. Treasury never closes.
Adaptable treasury solutions for cash, payments, risk and liquidity, adopted at your pace. By the time you log in, AI agents have run the day, inside your policy and at the autonomy you choose.
The adaptable treasury solutions platform trusted by industry leaders worldwide
in cash flow analyzed daily
connected banks
payments volume
The convergence
Separately, three trends. Together, one shift.
Adaptable solutions gave treasury its foundation. AI now decides in seconds, and digital rails move money in minutes. Each depends on the others, and none can run continuously unless the controls do too. The orchestration layer holds all three together, inside your policy.
Controls are not the brake on always-on treasury. They’re the reason it’s possible.
If something goes wrong at 2am, who owns it?
A payment you approve is now final in moments, not days. Most treasury platforms add AI and digital rails through partners, and every partner is another counterparty and another place the audit trail breaks.
Adaptable treasury management solutions
Start with your greatest need. Add the rest as you grow.
How it all ties together
Every solution, connected to your banks, ERP and trading data, with GSmart AI working across all of it.
Adopt one solution or all of them. Each one plugs into the same data, the same controls and the same audit trail through ClearConnect, our bank and ERP connectivity suite.
pre-built bank connectors
to connect any API-enabled bank
of eligible customers have enabled Risk Insights
use Forecast Insights
GSmart: Treasury-Native AI
AI that earns the right to act.
Some treasury AI acts on its own from day one. GSmart earns it: every proposal cites the clause behind it, and you decide when a workflow is ready to run on its own.
- Proven practice first. Four decades of treasury practice set the guardrails. The AI works inside them.
- The teammate who asks first, until you say it doesn't need to. Run each workflow manually, semi-autonomously or fully autonomously. When your approvals show a workflow has earned it, you choose to move it up.
- Your policy becomes the control layer. Floors, funding order and concentration limits in the Knowledge Studio become rules GSmart checks every proposal against.
- Audit-ready by default. Every proposal, approval and move is logged in one audit trail.
- Priced for adoption, not usage. No hidden costs, no usage meter.
Ask any vendor who decides what their AI is allowed to do, and how it earned that.
Digital Assets and Unified Treasury
Choose the best rail for the job at hand. Fiat or digital.
Digital rails available in the workflows your team already runs. See your full position, fiat and digital, in one view.
- Unified treasury visibility. Digital asset accounts behave like bank accounts. Holdings are valued in fiat automatically.
- Enterprise digital wallet. Created and onboarded inside Ripple Treasury. No new portals or third-party custody setup.
- No added counterparties. Digital positions and wallets sit with the same partner that runs your treasury, not a separate stablecoin or custody provider bolted on.
- Keep your traditional rails. Existing banking workflows stay where they are. Digital rails are there for the flows where faster settlements add economic value.
From decision to settled cash
Not just a report. A decision you can prove.
Who we serve
Built for every team behind your treasury.
Success Stories
Our clients have more to say than we do.
“Ripple Treasury is not a one-size-fits-all. It is a modular platform, allowing you to choose what you need rather than paying for extra functionality that you don’t use.”
“Ripple Treasury has been better than any other system implementation I’ve ever done. The system was up and running in weeks.”
“With the help of Ripple Treasury, American Airlines has been able to revolutionize its Treasury Technology infrastructure.”
Resources
Insights for finance leaders
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